Tenancy
Application
-
Credit Checks - we ask for £25
(non-returnable) to pay for the credit reference checks. These
usually take about 48 hours to do.
-
We will also ask you to complete and sign a
tenancy application form which authorises us to carry out the
credit checks - via a company called "RENTCHECKS".
-
If the credit reference checks confirm you
are a "low risk" we will agree a tenancy start date with you and
sign the tenancy agreement (see note below).
-
We will ask for 2 types of ID from each
tenant signing the agreement - an address ID and a photo ID. The
address ID must be a utility bill or similar showing your name
and current address. The photo ID is a driving licence or
passport showing your name, photo and signature.
-
Deposit - we will then ask you to sign
the tenancy agreement as soon as possible with the agreed start
date - and at this point we ask for the deposit (usually 1or 2
months rent).
-
Deposits are held in one of the Government
approved Tenancy Deposit Schemes.
-
On the tenancy start date you pay the 1st
months rent in advance and then we hand over the keys to the
house to you.
-
NB. If you pull out of the agreement before
the agreed tenancy start date and after signing and paying the
deposit - you risk losing part or all of the deposit!
-
The deposit is returned at the end of the
tenancy (after deducting any amount for damage other than
general "wear and tear").
-
Rent - is then paid monthly in advance
via standing order that you set up with your bank (just go into
your bank and give them the details that we will supply).
-
We also strongly recommend you take out
insurance to cover your contents and any accidental damage to
the house (approx. £150/year) - we can organise this for you -
or you can do this online at
RentGuard Insurance.
Note: The credit reference checks confirms that you are
actually employed (and earning enough to afford the rent) and that
you have no major debts like CCJ's, IVA's or bankrupcy's filed
against you over the last few years (if you don't know what these
are then you obviously have never had any).
If the credit refs confirm you are a
"low credit risk" - then we will be very pleased to enter a tenancy
agreement with you. If not then we may still enter an agreement
depending on the circumstances.
Application Process &
Forms
Sharing
Pets
Decorating
DSS & Forms
The Forms you need to apply
for a Tenancy with us:-
Tenancy Application Form
- we need you to complete this form to give us authority to carry out a credit reference check
and to hold the property for you whilst the credit ref checks are
done.
Credit
Reference Form
- this is the form you need to complete that we will fax to the
credit referencing company. This usually only takes 1 - 2 days to
complete.
Guarantor Reference Forms - for guarantors to complete to enable
a credit check to be done.
Tenancy Agreement
- this is a typical tenancy agreement that you will be asked to
sign.
Lodger Agreement
- a tenant must agree to these terms prior to taking on any lodgers
in any of our properties - it is at the Landlords discretion whether
to allow the tenant to take on any lodgers.
Sharing
Our tenancy agreement is generally with one tenant - and so
long as it is agreed in advance we will give written permission for
the tenant to take on a lodger.
We will usually accept at no extra costs 1 lodger
- any more than 1 other non related person sharing the house then we
will want to review the rent due to the additional "wear and tear"
on the house.
NB. This does not apply to family groups and
agreed sharers.
Pets
We may accept pets in some of our houses which is
entirely at our discretion - and which must be agreed in writing
in advance
There is usually an additional £100 deposit to
cover for professional carpet cleaning if required at the end of the
tenancy. Also we will ask for an additional £5 - £10 rent per month
depending on the size / breed of pet etc.
Decorating
All our houses are decorated in neutral colours
to match with most colour schemes. We are quite flexible (especially
with long term tenants) but If you want to redecorate any of the
walls etc we ask you to check with us first.
If we consider the colours you have in mind may
not be suitable to attract future tenants then we may ask you
to paint it back to the original colour at the end of your tenancy.
Application Process &
Forms
Sharing
Pets
Decorating
DSS & Forms
If you receive
DSS benefits or have Poor
Credit History
We appreciate that we can all find
ourselves in financial difficulties at some time which may have
resulted in poor credit history - you may also be receiving DSS
benefits.
We prefer to accept tenants on benefits if:
-
you are currently claiming benefits
-
you are currently renting from a private
landlord (or done so in the recent past)
-
you can pay the deposit equivalent to 2
months rent in cash when signing
the tenancy agreement (this is placed in a government approved
deposit scheme)
-
preference will be given to those that have a
guarantor (someone who is working and/or a house owner - with or
without a mortgage)
IMPORTANT NOTE - the
guarantor must realise that if you cannot pay the rent then they
will be legally responsible to pay the rent for you ............
this could mean that bailiffs could ultimately be instructed to
collect unpaid rent from your guarantor!
-
we also carry out credit reference checks
which costs £25 which will confirm that you have not had any major debts
such as bankrupcy, CCJs, IVAs etc
-
we will also need confirmation of benefits.
All this seems very complicated but can usually
be sorted in a few days - we will be pleased to assist.
How much Housing benefit will you get? ........
click here.
What are the Housing Benefit Rates? ............
click here.
Questions & Answers!
.......................................click
here.
Housing Benefit Office - Contact Details ........
click here.
Application Process &
Forms
Sharing
Pets
Decorating
DSS & Forms
Please note that ALL our properties
are NO SMOKING and
NO PETS unless previously agreed in writing
with us.
For
more information about the houses we have to rent and to arrange a viewing
contact:-
Steve on 07765
810111 (anytime between 7.30am to 10.30pm) or
email
info@Lets2Let.co.uk
*1 These
requirements are for guidance only - there may be other
reasons why a credit reference check may not provide a "low
risk" result.
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